Savings Goal Calculator
Calculate how much you need to save daily, weekly, or monthly to reach your goal
$
Daily Savings
$0
Weekly Savings
$0
Monthly Savings
$0
Work Time Calculator
Calculate how much time you need to work to reach your target income
Total Hours / Month
0h
Time / Workday
0h 0m
Lease vs. Buy Calculator
Compare the true cost of leasing vs. buying a car
General Details
Option 1: Buying (Loan)
Option 2: Leasing
Total Cost to Buy
$0
Monthly: $0
Total Cost to Lease
$0
No equity at end of term
One Rep Max (1RM) Calculator
Calculate your true 1RM and target lifting percentages
Your Estimated 1RM
116.6 kg
Average of Epley, Brzycki, Lombardi, and O'Conner formulas
Lifting Percentages
| % of 1RM | Weight |
|---|
| % of 1RM | Weight |
|---|
Calorie & Macro Calculator
Calculate your TDEE and daily macronutrient targets
Daily Calorie Target
2,500 kcal
Maintenance (TDEE): 2,500 kcal
Protein
150g
Carbs
200g
Fats
80g
Crypto Converter
Live cryptocurrency exchange rates via CoinGecko
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Rate: Loading...
Regex Tester & Builder
Test your regular expressions in real-time
/
/
0 matches
JSON Formatter & Validator
Format, validate, and beautify your JSON data
Heating Cost Calculator
Estimate your home heating energy consumption and costs for the winter season
$
Annual Energy Used
0 kWh
Est. Annual Cost
$0
Avg Monthly Cost
$0
Length Converter
Meters, kilometers, inches, feet, miles and more
—
Enter a value
Formula
—
Currency Converter
Rates from public API (ExchangeRate-API)
Loading rates…
Fetching data from API…
Loading live rates…
Exchange rates vs USD
| Currency | Rate | 1 USD = |
|---|---|---|
| Loading data… | ||
BMI & Calorie Calculator
Body Mass Index + daily calorie needs
—
BMI
Calculate…
Underweight
<18.5Normal
18.5–25Overweight
25–30Obese
>30
<18.5Normal
18.5–25Overweight
25–30Obese
>30
—
kcal/day (BMR)
—
kcal/day (TDEE)
—
kg ideal weight
—
kg difference
Loan / Mortgage Calculator
Monthly payment, total cost, repayment schedule
—
Monthly payment
—
Total repayment
—
Total interest
—
Loan cost
Schedule (first 12 payments)
| Payment | Principal | Interest | Total payment | Balance |
|---|
VAT & Percentage Calculator
Net ↔ Gross, discounts, markups, percentages
VAT Calculator
—
Net amount
—
Amount VAT
—
Gross amount
Percentage Calculator
—
X% of value
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Value + X%
—
Value − X%
—
% of total
Password Generator
Secure passwords generated locally in your browser
Click "Generate"
🔒 Security: Passwords are generated only locally in your browser. No data is sent to any server.
Image Compression & Conversion
Reduce file size, change format or scale — no server upload
Click or drag an image here
JPG, PNG, WEBP, GIF — max 20 MB
QR Code Generator & Scanner
Generate QR codes instantly or scan images directly in your browser
Enter text to generate QR
Character & Word Counter
Analyze text length, words, paragraphs and reading time
0
Characters
0
Words
0
Chars (no spaces)
0
Sentences
0
Paragraphs
Time estimation
0 min
Reading time (~200 wpm)
0 min
Speaking time (~130 wpm)
YouTube Earnings Calculator
Estimate channel earnings from views, CPM and click-through
📺
YouTube Earnings Calculator
Results are estimates. Actual earnings depend on niche, viewer country and season.
Typically 40–60% of views are monetized
YouTube keeps ~45%, creator gets ~55%
—
Daily (USD)
—
Monthly (USD)
—
Yearly (USD)
—
RPM (USD)
Subscriber tiers vs estimated earnings
| Subscribers | Views/day | Monthly | Yearly |
|---|---|---|---|
| 1 000 | 200–500 | $5–$20 | $60–$240 |
| 10 000 | 1 000–5 000 | $30–$150 | $360–$1 800 |
| 100 000 | 10 000–50 000 | $200–$1 500 | $2 400–$18 000 |
| 1 000 000 | 100 000–500 000 | $2 000–$15 000 | $24 000–$180 000 |
💡 Additional revenue: Sponsors (2–5× more than AdSense), Super Chat/Thanks, Membership, Merchandise, Affiliate marketing. Creators with 100k+ subs often earn 2–10× more than AdSense alone.
TikTok Money Calculator
Estimate earnings from TikTok Creator Fund, sponsors and live gifts
🎵
TikTok Earnings Estimator
TikTok Creator Fund pays $0.02–$0.04 per 1000 views. Sponsor earnings are much higher.
TikTok average: 5–10%
Estimated monthly earnings
—
Creator Fund
—
Sponsors (est.)
—
Live Gifts (est.)
—
Total / mo
Sponsor rates by followers
| Followers | Creator Fund/mo | Sponsor rate | Potential/mo |
|---|---|---|---|
| 10 000 | $5–$20 | $50–$200/post | $55–$820 |
| 50 000 | $25–$80 | $200–$800/post | $225–$3 280 |
| 100 000 | $50–$160 | $500–$2 000/post | $550–$8 160 |
| 1 000 000 | $500–$1 600 | $5 000–$20 000/post | $5 500–$81 600 |
💡 TikTok Creator Fund vs Sponsors: Creator Fund pays very little ($0.02–$0.04/1k views). Real money on TikTok is brand deals and UGC — accounts with 10k+ can earn $200–$2000/month from sponsors.
Polish Salary Calculator
Compare net income for Employment Contract (UoP) vs B2B
Net Salary (Take-home pay)
7,145 PLN
Deductions & Costs Breakdown
| Item | Base / Rate | Amount |
|---|
Total Employer Cost
12,048 PLN
CPM Calculator
Cost Per Mille — cost per 1000 ad impressions
CPM (Cost Per Mille) = cost per 1000 ad impressions. Used by advertisers and publishers.
—
CPM
—
CTR (%)
—
CPC (cost/click)
—
Cost / impr.
CPM benchmarks by platform
| Platform | CPM (USD) | Rating |
|---|---|---|
| Google Display | $0.5–$2 | Low |
| Facebook / Instagram | $5–$15 | Good |
| YouTube | $3–$10 | Good |
| $25–$50 | Premium |
RPM Calculator
Revenue Per Mille — publisher revenue per 1000 views
RPM (Revenue Per Mille) = publisher revenue per 1000 page views. RPM is always lower than advertiser CPM.
—
Page RPM
—
Ad eCPM
—
Daily revenue
—
Monthly revenue
RPM benchmarks by niche
| Niche | RPM (USD) | Rating |
|---|---|---|
| General entertainment | $0.5–$2 | Low |
| Technology | $3–$8 | Good |
| Finance / Ubezpieczenia | $10–$30 | High |
| Legal / Real estate | $15–$50 | Premium |
CPC Calculator
Cost Per Click — cost per click, conversions and ROAS
CPC (Cost Per Click) = what you pay for each ad click. Key metric for Google Ads / Meta Ads.
—
Clicks
—
Conversions
—
Revenue
—
ROAS
CPC benchmarks by industry
| Industry | Avg. CPC (USD) | Rating |
|---|---|---|
| E-commerce / Retail | $0.5–$1.5 | Low |
| Technology / SaaS | $2–$6 | Average |
| Finance / Ubezpieczenia | $8–$20 | High |
| Prawo | $15–$50 | Premium |
Reach & Budget Calculator
How many people can you reach for a given budget? What does it cost to hit your goal?
Calculate how many people you can reach for a given budget and CPM, or how much you need to spend to hit your goal.
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Impressions for budget
—
Budget for goal
—
Cost / impr.
—
Efficiency
💡 Tip: Typical CPM on Facebook is $5–15, YouTube $3–10, and Google Display $0.5–2. Higher niches mean higher CPM but better targeting and conversions.
Precious Metals — Live Prices
Gold, silver, platinum, palladium — spot price + buy/sell calculator
Live spot prices (USD / troy oz)
🥇 GOLD (XAU)
24k
Loading…
— USD/g · — PLN/g
🥈 SILVER (XAG)
999
Loading…
— USD/g · — PLN/g
⬜ PLATINUM (XPT)
950
Loading…
— USD/g · — PLN/g
🔷 PALLADIUM (XPD)
999
Loading…
— USD/g · — PLN/g
Loading live metal prices…
Price table — all metals
| Metal | USD / oz | USD / g | PLN / g | EUR / g |
|---|---|---|---|---|
| Fetching data from API… | ||||
Buy/sell calculator — click a metal above or select
0% (spot)
5%
20% (pawn shop)
—
Spot price (pure)
—
Buy price (dealer)
—
Sell price
—
Spread cost
Gold purity table — price / gram
| Purity | Karat | Fineness | Price / gram (spot) |
|---|---|---|---|
| Loading data… | |||
Weight unit converter
—
Troy oz
—
Grams
—
Kilograms
💡 Dealer spread: Bullion coins ~2–5%, jewelry ~10–30%, pawn shops ~20–50%. Silver usually has a higher spread than gold (5–15%). Platinum and palladium: 3–8% at bullion dealers.
World Impact on Money
Simulate how global events affect cash, gold, currencies and your portfolio — based on historical patterns
Live market context: Loading rates…
Choose a global scenario
Portfolio allocation (%)
20%
20%
35%
15%
10%
Total: 100%
—
Estimated portfolio change
—
Range (pessim. / optim.)
—
Value after scenario
—
Strongest safe haven
Impact by asset class
| Asset | Share | Est. change | Portfolio impact | Channel |
|---|---|---|---|---|
| Select a scenario above… | ||||
Macro channels — what happens to money
⚠️ Educational notice: Simulation based on averaged market reactions (2008–2024). Not investment advice. Actual results depend on country, monetary policy and event scale.
Multi-Currency Loan Calculator
Same loan terms shown in USD, EUR, GBP, PLN and more — live FX rates
Live rates: Payments are recalculated using current exchange rates. Same interest rate and term in each currency.
Loading rates…
—
Monthly (base currency)
—
Total repayment
—
Total interest
—
Principal
Loan in other currencies (live conversion)
| Currency | Equiv. principal | Monthly payment | Total repaid | Interest | 1 USD = |
|---|---|---|---|---|---|
| Waiting for live rates… | |||||
💡 Note: This compares the same loan structure converted at spot FX. Real banks charge different rates per country and currency. Use the Polish bank comparison for local PLN offers.
Bank Loan Comparison (Poland)
Mortgage & personal — payments, APR, total cost + bank reviews
Loan parameters
Offer comparison — mortgage loan
| Bank | Rate | APR | Payment mies. | Total cost | Interest | Fee |
|---|
➕ Add your own bank offer
Bank reviews & ratings — SmartToolSet editorial (2025)
⚠️ Note: Offer data is indicative and may differ from current bank terms. Always verify terms with the bank or a mortgage advisor before signing. APR is calculated using a simplified method.
Compound Interest Calculator
Visualize the future value of your savings and investments with compounding interest
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Future value
—
Total deposited
—
Interest earned
—
Total return (ROI)
Annual projections
| Year | Total Deposited | Interest Earned | Total Interest | Balance |
|---|
Freelance Hourly Rate
Calculate your ideal hourly and daily rate
10%
80%
100%
Ideal Hourly Rate
0 PLN
0 PLN
Daily Rate (MD)
0 PLN
Target Gross / Month
0
Billable Hrs / Month